Merchants State Bank Debacle, Part II

In Part I, I laid out the timeline for the brief existence of the Merchants State Bank. In this post, I’ll present detailed facts and figures but also the narratives. I get that not everyone does accounting (or has any interest in it) so I’ll try to keep it as simple as possible.

Keep in mind the editorials were mostly about politics so the relevant newspapers were The Globe-Republican, The Dodge City Democrat, and The Dodge City Times. George Cox was a Democrat who had also been supported by the Times. He was also Ford County Treasurer at the time the bank failed.

The bank had been in trouble for a while but it was a bounced check drawn on the City of Dodge City’s account which was the proximate cause of the failure. Either that or…you know…the lack of *any* money in the vault.

The second tile of this piece in The Globe-Republican includes the words “criminal carelessness.” You may be wondering why this all falls at George Cox’s feet. He made the mistake of securing Langton’s loan for the hardware store. So when Langton failed, Cox was on the hook for the note. He began making the monthly payments from his personal funds but that was unsustainable.

I don’t want to belabor the point too much but Cox was not just the Ford County Treasurer. Other organizations also trusted him with their money. And you will note the address for James Langton is listed as “unknown.” The Union Town Company represented the merger between the towns of Ryansville and Ford. You will also note “City Treasurer” and “Treas. Dist. No. 16.” A metric buttload of public funds was on deposit at Merchants State Bank.

The Dodge City Times, March 6, 1891

George M Hoover was appointed assignee and it was reported even then that Hoover intended to reorganize the bank once everything was settled.

The Dodge City Times, March 20, 1891

Of the $31,726.56 owed, $24,261.46 belonged to taxpayers in Dodge City and Ford County. That’s freaking huge…potentially catastrophic. The problem was the bank was loaning money against those deposits and those loans were essentially unsecured.

The Dodge City Democrat, March 28, 1891

While Langton had left town and washed his hands of the mess, Cox stayed and tried to make things right. Since he was Langton’s security, all of his property was fair game.

The Dodge City Democrat, March 28, 1891

Somehow, Cox was still County Treasurer as all this was taking place. The shenanigans precipitated an audit of Ford County finances from its inception through April 23, 1891.

If you ever wonder why people preach about segregation of duties, allow me to present Exhibit A:

The Dodge City Democrat, May 16, 1891

So everyone was asking about the bond. In light of the circumstances, I think Cox probably wanted it to stay lost. This editorial is pretty hard-core.

And then these “facts” in the same issue:

I should probably note here that W. C. Shinn was the assistant editor and manager of The Globe-Republican at this time. You may recall, Shinn was Secretary of the bank when it was first organized.

The Globe-Republican published Cox’s response on the same page:

And here’s how the Democrat framed the issue:

As assignee, Hoover set about collecting from the all of the loan guarantors via sheriff’s sales and those legal notices ran for a couple years after the bank closed. Why didn’t they just sell the building? I really don’t know why that wasn’t an option as the failure became imminent. The building was finally put up for sale along with all other bank-owned property in December of 1893.

The Globe-Republican, November 17, 1893

And here’s how that went:

It’s really unfortunate that depositors only received about 15 percent of their money back (rather than the 10 percent initially reported) but I guess it’s better than nothing.

Initially, I thought George Cox was simply a good guy who had difficulty saying no to people. I thought he was straight up conned by James Langton, who was a reckless speculator. But if you go all the way back to the bond, you can see he had to have known. There’s no way he couldn’t have known. Maybe he thought they could pull it off and no one would know the difference. Later, it was alleged that Cox’s deputy treasurer, Otto Mueller, was the diabolical brains behind the operation. Regardless, this mess was entirely preventable with simple internal controls.

Next time, I’ll look at the building itself as well as the occupants up until demolition during the Urban Renewal Project.

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Merchants State Bank Debacle, Part I

This time, I’m going to switch things up a bit and profile a business rather than a building. I alluded to the drama surrounding the Merchants State Bank here and here. The failure of this bank ruined several men financially and nearly bankrupted Ford County. It’s a long story involving a lot of names you will recognize so I’m breaking it up into a few parts.

First of all, let me just say this ad right here says all you need to know about James Langton:

The Ryansville Boomer, January 1, 1886

The brief history of Ryansville, Kansas was quite dramatic and Langton was in the thick of it. But that’s another story for another day.

Merchants State Bank was organized on February 18, 1886 by some very prominent men in Dodge City…and also James Langton. I should note that the State of Kansas shows the official date of the bank’s formation was March 8, 1886.

The Dodge City Democrat, February 20, 1886

$50,000 was a massive amount of capital in 1886 – the equivalent of more than $1.5 million in 2023. But that didn’t mean they had actually *raised* $50K! I can assure you they had not.

Dr. T. L. McCarty commissioned an architect by the name of Weston to design the new bank building and plans were ready in April of 1886. It was to be a two-story brick structure measuring 25 x 50 feet adjoining the Post Office.

The bank officially opened in its temporary quarters on April 15, 1886 and took in a whopping $10,000 in deposits the very first day.

The Sun, April 22, 1886

On May 20, 1886, many of the same players organized the Monarch Mortgage and Bond Company of Dodge City. This entity set up shop right next door to the bank with J. P. Brown in charge.

The Dodge City Democrat, June 12, 1886

The bank moved into its permanent location at the southwest corner of Second Avenue and Chestnut Street in August of 1886. The 1887 Sanborn Fire Insurance Map shows the bank with frontage at what was then 714 Second Avenue.

The Dodge City Times, February 10, 1887

Langton *definitely* needed to pay more attention to the hardware business, considering it was mortgaged to the hilt. More on that fine mess later.

Ford County Republican, March 16, 1887

Langton was also Treasurer of Dodge City’s public schools at this time. By June of 1887, Charles Martin had replaced Langton as Cashier but Langton was still on the Board of Directors.

I don’t know exactly when it became known around town that Merchants State Bank was offering risky loans to officers of the bank and their friends. Langton alone was into the bank for $8,000! That’s more than $251,000 in 2023 dollars.

Dodge City Democrat, July 30, 1887

In July of 1887, the bank paid Dr. McCarty $20,000 for the lot which included the post office and bank buildings. I find it interesting that neither the Journal nor the Globe nor the Times pointed out that McCarty was still on the bank’s Board of Directors. Not that there was anything wrong with that, but it was certainly relevant. The purchase was also an enormous mistake.

The Globe Live Stock Journal, August 2, 1887

By mid-November, Langton’s name stopped appearing in the Merchants State Bank newspaper ads. Here’s where the bank’s finances reportedly stood as of January 26, 1888.

Dodge City Democrat, February 4, 1888

I don’t want to make Langton out to be a super villain but he was also Treasurer of the Bloom town company. From what I can tell, he owed money on various properties to people all over Ford County, including Carrie Rath. The lawsuits started pouring in but he had opened a hardware store in Monte Vista, Colorado and it appears he left several people in the lurch. Unfortunately, the bank was forced to foreclose on the Langton Hardware Store in August of 1888 and that caused a serious financial ripple effect in Dodge.

Times-Democrat, September 6, 1888

George Cox shipped the remaining merchandise to Oklahoma where he also shipped his drug store. Cox had been elected Ford County Treasurer in November of 1887 but didn’t take office until October of 1888. I don’t fully understand all of the particulars but R. M. Wright’s term didn’t expire until October and I guess Cox was Treasurer-elect all those months because of the election cycle. Seems weird, but whatever.

The Dodge City Times, January 17, 1889

George Cox announced his candidacy for reelection in August of 1889 and was heartily endorsed by The Dodge City Times. He won again.

The Dodge City Times, August 22, 1889

Cashier Charles Martin moved to Washington at the beginning of 1890 and was replaced by J. W. Guynn of Ingalls.

The Globe-Republican, January 8, 1890

Merchants State Bank was included in this lawsuit against Langton Hardware in July of 1890.

The Dodge City Times, July 25, 1890

By October of 1890, there were concerns about Cox’s handling of some tax bills but nothing was officially recorded. And then this happened. Weird, huh!

The Globe-Republican, November 26, 1890

Cashier Guynn left for Pueblo in January of 1891 and was replaced by E. E. Smith. I’m thinking Smith may have had regrets.

The Dodge City Times, January 9, 1891

Merchants State Bank closed its doors nine days after its fifth anniversary on February 27, 1891 and the Democrat specifically referenced Cox’s failure.

The Dodge City Democrat, February 28, 1891

Next time, I’ll dig into how exactly this all transpired and will present a series of dueling narratives via newspaper editorials. Mud was being slung in every direction. I’ll also explain what that last sentence about school districts and townships losing meant in real terms.

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Mullin Furniture Then and Now

601 North Second Avenue

This is one of those downtown buildings which had been absolutely ravaged by “modernists” and tortured into submission. It served the same purpose for about 100 years and has recently made a glorious comeback.

The 1887 Sanborn Fire Insurance Map is the earliest available to show this lot. At that time, a wood frame millinery store was located at the northwest corner of Walnut Street and Second Avenue. The street address was 723 Second Avenue. That block was renumbered by 1892 and the structure, then at 721 Second Avenue, reverted to a dwelling.

Clyde Zimmerman and a gentleman with the last name of Hayes opened a furniture store across the street at the southwest corner of Second Avenue and Walnut Street in March of 1904.

The Dodge City Democrat, February 19, 1904

Hayes retired the following month and Zimmerman continued the business. The store was sometimes referred to as Zimmerman Furniture but the name that stuck was City Furniture Store.

The Dodge City Democrat, January 6, 1905

The county website says the current structure was built in 1900 but the 1905 Sanborn shows the same frame structure listed as a plumbing business. You can see the furniture store across Walnut where the Eckles Building is now.

By March of 1906, City Furniture was apparently operated by the new partnership Zimmerman between and Keplinger but I never found another reference to a Keplinger being associated with the store.

The Journal-Democrat, March 23, 1906

Thomas H Traynor and George B Doolittle bought the lot on the northwest corner for $3,500 in July of 1906. Traynor bought an interest in City Furniture in August of 1906 and it appears Doolittle had done the same but I wasn’t able to find the announcement. Clyde Zimmerman continued his undertaking business, which was associated with City Furniture and continued advertising for Clyde Zimmerman & Co separately well into 1907.

Construction of the new furniture store on the northwest corner began in the spring of 1907.

The Globe-Republican, March 14, 1907

Doolittle and Traynor successfully bid for the new Post Office location, which was to occupy the corner room of the new building. The furniture store was to take up the north room on the main floor plus the entire basement and second floor. They expected to occupy the new quarters by July 1 but of course, construction was delayed.

George Doolittle had suffered a paralytic stroke in May of 1907 and W. J. Davies bought out his interest in the store in August.

The Globe-Republican, September 5, 1907

The building was finally ready for occupancy around the first part of September.

The giant painted sign that wrapped around the south and east sides of the building was added in November of 1907.

The Journal-Democrat, January 17, 1908

Jerome Daniel Mullin, formerly of Walnut, accepted a funeral director position at City Furniture in 1908 after Clyde Zimmerman resigned to become the funeral director at Fort Dodge. Mullin was also a licensed embalmer and former teacher who moved to Ford County in 1903 to help his older sister with her homestead about 11 miles southeast of Dodge.

Sometime around the end of 1910 or beginning of 1911, Traynor directed his attention toward his restaurant leaving Davies and Mullin to operate the store.

The Dodge City Kansas Journal, April 21, 1911

The block was renumbered again and the 1911 Sanborn shows the furniture store at 601 Second Avenue.

Traynor had relocated to Oregon but returned in early 1912, at which time he became active in store operations once again. I believe this was about the time Mullin had moved away from Dodge the first time, which left Davies as the sole undertaker.

S. H. Herrin announced he was buying the store in February of 1916 and the sale was finalized in April. Herrin did not purchase the building at this time. The Post Office had already outgrown its space and was preparing to move to the new building on the east side of Second Avenue.

Dodge City Daily Globe, February 15, 1916

J. D. Mullin had returned to City Furniture by this time. Traynor and Davies had also stuck around to ensure a smooth transition.

The Dodge City Daily Globe, June 7, 1916

By November of 1916, the Post Office had moved into the new building on Second Avenue and the partition on the main floor of the furniture building had been removed to accommodate the store’s expansion.

In June of 1918, J. D. Mullin moved away from Dodge again, this time to Omaha, to work as a traveling salesman for the Beebe and Runyon Furniture Company.

Herrin finally purchased the City Furniture building in August of 1921 and made way for The Dodge City Music Company to occupy the south half.

Brothers Maurice and J. D. Mullin bought City Furniture at the end of 1924 and had their grand opening in March of 1925.

The Southwest News, March 12, 1925

They immediately got to work updating the storefronts for the furniture and music stores.

The Southwest News, May 7, 1925

The 1926 Sanborn shows other stores carved out of the north end of the building. An elevator was installed in 1928.

The Dodge City Journal, June 27, 1929

Take a look at this glorious ad! You will notice the photo of Austin C Fowler was included as one of the “courteous young folks” employed at Mullin Bros. It’s all coming together now.

Dodge City Journal, January 1, 1930

A second location was added at 609 West Chestnut Street in the summer of 1930.

The Dodge City Journal, May 29, 1930

After Dodge City Music Company vacated their space, the furniture store was remodeled again with a new mezzanine level and double the floor space.

The Dodge City Journal, November 6, 1930

The 1932 Sanborn shows the newly added building to the west, which I wrote about here.

Around this time, the store became known as Mullin Furniture Company. In March of 1937, the Mullin brothers leased the T. L. Gray furniture store building in Liberal and opened up shop with Homer Hopkins as Manager. By 1938, there was also a store in Kinsley.

The Catholic Advance, July 9, 1938

The photo below was taken during the parade for the world premiere of “Dodge City” on April 1, 1939.

Photographer Unknown

By 1939, the Mullin brothers had added a location in Meade and then in Great Bend and Larned by 1940. Mullin Furniture, Inc. was formed on December 27, 1946.

Dodge City’s Diamond Jubilee Souvenir, 1947, Published by the Dodge City Chamber of Commerce

Austin Fowler started Fowler Furniture in 1948, the same year that J. D. Mullin died. By that time, Mullin Furniture had stores in Pratt and Lamar, Colorado with Maurice as President of the company.

The Advance Register, September 7, 1951

In the early 1950s, R. Wells was listed as Vice President of Mullin Furniture. I believe this was Rene Wells, who later founded Wells Discount Furniture. Maurice and J. D.’s widow, Olive, both had residential listings at 605 1/2 North Second Avenue during this time. That would be the building directly north of the original store. Olive stayed there for quite a while but Maurice and his wife, Lula, relocated to 800 Central Avenue by 1955. That’s the place with the super cute cottages behind it at the Corner of Central and Vine.

The Advance Register, January 27, 1961

Maurice retired in the early 1960s. Fowler Furniture moved into the spot at Second and Gunsmoke after the fire at their store at 309 West Wyatt Earp Boulevard in 1964. The Mullin family retained ownership of the corner building as well as the adjacent structures to the west on Gunsmoke and to the north on Second. I’m blaming the Fowler family for adding the infamous metal slipcover.

It’s impossible for me to untangle all of the various entities here but Wells-Robinson Furniture, Inc. was formed on February 23, 1959. There were different store names in different towns.

Great Bend Sunday Tribune, April 4, 1971

There was a time when you could shop for furniture from the door just east of the Fidelity drive-through branch all the way to Second Avenue. Wells Discount Furniture was one of the entities with frontage on Gunsmoke.

That’s Jack!

Austin Fowler died in 1977. Leonard and his wife, Dori, became the faces of Fowler’s but Austin’s widow, Allie was still involved as well as Leonard’s son, Paul.

Garden City Telegram, August 8, 1977

Fowler Furniture Company, Inc. was formed on December 29, 1980. Articles of incorporation showed Leonard, Dori, and Paul as officers.

Photo by Troy Robinson

Entities merged and dissolved over time. Robinson Discount Furniture was formed on August 9, 1985 by Greg Hahn and was formerly Hahn Discount Furniture in Garden. The last annual report for Fowler’s was filed in December of 1994 but it seems like the store was open for a while after that.

After Fowler’s closed, Robinson’s took over the space and they stayed until the mid-2000s when they moved to a new spot on the bypass. The building at Second and Gunsmoke was left vacant for some time.

The Google Street View images go back to October of 2007, when the building was vacant but the Robinson’s sign was still hanging on the corner and the windows hadn’t been reinstalled. Interestingly, the awful metal slipcover was removed from this building before the same was done with the Eckles building across the street.

By 2012, the empty showroom windows had been covered up with storyboards. By 2018, the building had been renamed West Coast Plaza and housed several businesses but the upstairs windows were still covered. I believe this is when the Mullin Brothers Foundation finally sold the building.

The West Coast Plaza was remodeled in 2020 and it looks so good!

West Coast Plaza Property Management has interior photos on their Facebook page and I’m a big fan. You can also see the interior of the martial arts studio here. This building was in such bad shape just a few short years ago. It’s wonderful to see a place with such history receiving the care it deserves.

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Rhinehart Building Then and Now

200 N Second Avenue

I always assumed this building was car-related but had absolutely no idea about its history. Then I took a photo of a Smurf building and wondered how it got that way. It turns out there was a series of wood frame buildings at the southeast corner of Bridge/Second Avenue and Locust/Santa Fe Trail Streets going back to at least 1884.

The 1884 Sanborn Fire Insurance Map shows a second-hand store on this lot with frontage at 407 Locust Street. There was a lot of renumbering going on in Dodge City at that time and by 1887, the corner was home to a hardware and implement store with a new address of 301 Locust.

The 1892 Sanborn shows a grain warehouse at 301 Locust and by 1899 the lot was empty. It stayed that way until sometime between 1905 and 1911. The Ford County website says the current structure was built in 1910, which is impossible.

The 1911 Sanborn shows a frame shed at 219 Santa Fe Trail with the Second Ave side numbered 208. There was no other structure on the 200 block of Second Avenue. By 1918, the lot was once again empty and no address was listed.

In May of 1922, W. F. (not H. F.) Rhinehart of Howell, Rhinehart and Company began construction on a brick building taking up all of lots 19 and 20 in the 200 block of Second Avenue.

The Dodge City Journal, May 18, 1922

Homer Graves moved his car dealership to the Rhinehart Building in August of 1922. He had previously been associated with the City Garage at Central and Chestnut.

The Dodge City Journal, August 24, 1922

J. J. and Ray Weigel bought Graves Motor Company in April of 1923. Homer Graves was suffering from poor health and planned to retire in California.

The Dodge City Journal, April 5, 1923

Sutton Chevrolet moved into the spot at 206 Second Avenue in February of 1924.

The Dodge City Journal, February 14, 1924

The Dodge City Journal, May 22, 1924

White Eagle Oil Co. was supposed to open a service station on the corner but it appears John Carson had an auction house located there initially. The auction house moved to 419 West Chestnut in March of 1925.

The Southwest News, March 19, 1925

It didn’t take long for W. F. Rhinehart to add on to the east end of the building. Sutton Chevrolet had outgrown its old showroom and moved into the new addition. If it isn’t clear, Santa Fe Street was actually Santa Fe Trail.

The Southwest News, March 26, 1925

C. F. Bryan opened a grocery store at 204 Second Avenue in June of 1925.

The Southwest News, June 18, 1925

McCarthy Auto Supply moved into the old Sutton space in September.

The Southwest News, September 3, 1925

The addresses for this building are extremely confusing. In addition to the newspaper typos, someone seemed to have been inventing street numbers. You’ll see what I mean further down.

The Southwest News, September 24, 1925

It didn’t take long for Sutton Chevrolet to move to Military Avenue. And this is where things get weird. In 1926, Dodge City Motor Company was in the old Sutton Chevrolet spot at 213 W Trail Street. What’s confusing about that? I’m glad you asked. I read a story published in 1954 that said Dodge City Motor Company opened at their (then current) location at 200 Second Avenue in 1944. But Dodge City Motor Company existed in 1910! Carl Fay went to work there as a mechanic that year! So unless it was a completely new entity with the same old name, that story completely missed the mark.

The 1926 Sanborn shows an L-shaped brick building with frontages at 206 Second Avenue and 217 Trail Street cuddled up against a mostly wood frame filling station on the corner. You can also see the new addition to the east, which filled in lots 17 and 18. The street numbers stopped at 208 Second Avenue and 219 Trail Street. Unfortunately, the maps shows filling stations on both sides of Second and businesses didn’t regularly list street addresses in their ads. I believe the station on the west side of Second was a Standard but I really have no idea about the east side during the ’20s.

The 1932 Sanborn shows the same configuration of the two adjoining structures. Just as a side note, see the rail siding in the middle of Maple? If you scroll down to the Google satellite view, you can still see where it was paved over.

Any. Whey. In 1937, Clinton Service Station was at 208 Second Avenue. Glenn Rexroad, who had moved to Dodge in 1923 to work in the Weigel Brothers garage, had a garage attached to the Williams Motor Sales Company at 200-202 Second and the spot at 204 Second was occupied by the Earl Smith Café.

By 1947, Dodge City Motor Company was listed at 200 Second and apparently took up the east building as well. Baird’s Café had taken over the spot at 204. And I *think* the filling station on our corner was a Clarence Fetter 66.

Polk’s Dodge City (Ford County, Kans.) Directory 1953

It’s so weird but this station was repeatedly listed at 210 Second, which was not a thing. The flour mill was at 300. It hurts my brain.

Farm Directory 1st Edition, Issued 1948, Ford-Gray Counties, Kansas

By 1953, Ensminger’s Air Conditioning & Heating Co. had moved into the spot at 213 West Trail Street.

Polk’s Dodge City (Ford County, Kansas) Directory 1955

Back to 1954, when Dodge City Motor Company was owned by Cecil and Eddie Doll (Liberal) and Ray Sellers (Dodge City). There were also dealerships in Meade, Minneola, Spearville, Protection, Cimarron, and Beaver, Oklahoma. Also, that section of Second Avenue had two lanes of brick with on-street parking!

The Counselor, September Issue, 1954

By 1956 or ’57, Dodge City Motor Company had moved basically to the opposite street corner and morphed into Sellers Motors. Good grief, there were so many dealers in Dodge during this time I don’t know how anyone could keep them straight. Why so many *Plymouth* dealers? The parts of the Rhinehart building that had housed the dealership were vacant. 204 Second Avenue had become home to Orkin Exterminating Co, Inc.

The aerial photo below shows the filling station had been filled in and you can see the addition on the east end of the building.

Photographer Unknown

And here’s a close-up that shows how tight the corner used to be. Second Avenue still had diagonal parking at that time.

Photo by Hoover Cott

By 1959, Crum Oil Co. had taken over 210 Second Avenue, which still didn’t exist. Besides Ensminger’s and Orkin, the rest of the big building was vacant. In 1960, only Ensminger’s was operational. Things were looking up a bit in 1961, however. Barnes Appliance Service had taken over the spot at 204 and Davis Motorcycle Sales & Service was in the old filling station.

Dodge City Daily Globe Kansas Centennial Special Edition, July 1961

There were a lot of changes over the next year, though, and the Harley shop was replaced by Cool-Temp Awning and Window Company.

Garden City Telegram, April 12, 1963

Dodge City Automotive Supply, Inc. was formed on October 31, 1962 and set up shop in the space at 200-202 Second. That basically gets us into the configuration we remember. In the flood photo below, you can see the Westinghouse logo on the sign for the appliance store.

Photo by Art Morenus

I believe there was a fire at Barnes Appliance Service in August of 1966 that caused extensive damage in that part of the building and after that it was all Dodge City Automotive Supply on Second. Brown Manufacturing Co. and Brown Tent and Awning had the Trail Street side. Dodge City Music Co. occupied the old filling station on the corner until the early 1970s when they moved to 213 West Trail.

But remember how tight that corner was? How many times did you back up at the light for semis trying to turn east on Trail while you were waiting to turn south on Second?! I remember being shocked when the old filling station disappeared and Trail was widened. The visibility was amazing all of a sudden.

Dodge City Automotive Parts, Inc. was formed on January 4, 1984. Somewhere along the line, Dodge City Automotive became a NAPA.

The Hays Daily News, June 3, 2002

The NAPA people painted the brick Smurf blue. Most of the windows were removed. It wasn’t a great look. Then NAPA built a new store just to the south and the original Rhinehart Building was apparently used for storage.

You can see from the Ford County GIS map that the current parcel is pretty huge. I’m not sure if both buildings were always considered one parcel or if that was changed over time. It’s really easy to tell from this view how the intersection was improved with the widening project.

Click here to see the Google Street View. You may have noticed on the Sanborn maps that there were rail sidings on Maple Street and the alleyway to the south of Fairmount Creamery. The Google satellite layer below still shows where the sidings were paved over.

This is all that is left of the original structure. It’s really obvious where the storefront entrances had been. The building was never what one would consider ornate but it does have some cool details.

Clearly, I took that photo before it was painted purple and black. Paws and Claws now occupies the building and I’m glad it’s being used. This is what happens when you look at a building and begin to wonder…

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